There are several reasons why you should think about getting individual dental coverage. And you should start thinking about them, now.
According to recent surveys, there are about 108 million of Americans or 35% of the entire population does not have any dental coverage. The number is bigger, it is 47% according to the National Association of Dental Plans. The lack of dental plans is seriously affecting access to dental services.
It is common to neglect a simple toothache. Shrugging it off, until it becomes unbearable. And when it does, it would require a root canal which could cause thousand of dollars. Lack of dental insurance or coverage could lead to serious dental and oral issues like loss of teeth, gum problems and even, mouth cancer.
Paying for dental insurance would be able to help you gain access to regular dental check-ups, preventive and basic dental care. You do not have to pay the entire dental cost. This is especially important in times of serious dental emergencies.
Paying for dental plans could be more affordable compared to paying for your dental bills. Since you would be paying your premiums on regular basis, then you could prepare or include it in your budget plans ahead of the time.