The Strangest Things That Insurance Plans Will and Will Not Cover

It feels as though protection can be purchased for any situation, but is that really true?

When it comes to insurance plans, it can easily feel as though there is a policy that can be purchased to cover anything, no matter the situation, but as much as there may be a lot of strange forms of protection for sale, there are also a number of areas in which you’re on your own.

Celebrities are known for the wacky types of policies that they purchase.

Though the majority of us wouldn’t even blink if someone were to talk about auto or homeowners insurance, but coverage is another way in which the lives of celebrities can differ from the rest of us. Singers, actors, athletes, and other famous people are always buying policies that would never cross the minds of the average person. From the $1 billion policy that Mariah Carey took out on her legs (not her voice!), to the $1.6 million covering the middle finger of Keith Richards (because he uses it to play the guitar), stars just love owning odd types of cover.

Of course, it’s not just one body part that needs an insurance plan in some cases.

For example, David Beckham has taken out an insurance plan worth $151 million to cover his entire body, despite the fact that he has now retired from playing soccer.

Of course, those policies are only for celebrities whose feet stay firmly planted on the ground. Shirley MacLaine has thought of the fact that not every problem occurs here on Earth. After all, what if aliens were to come down and abduct her? Not to worry, she has a $25 million policy that will be paid to her in the event that little green men should ever abduct her and then return her to Earth once more.

At the same time, as much as you can make sure that your hand is covered to flip the bird to people your whole life, and you can know that you will receive a payment while you recover from an unplanned vacation on an alien ship, there are some events against which you might believe that you are already covered, but where you are likely not.