Mobile phone insurance is the most important pre-requisite in today’s world. UK records a very high number of mobile losses every year ( around 700,000 maybe more) and it is in our best interest if we protect ourself by a mobile insurance.
Mobile phone insurance would protect you from a number of calamities. Depending on your policy you would be safeguarded against both attended and unattended theft. Even loss ( National and worldwide) and accidental damage would be covered under your insurance. This type is available separately for contract and pay as you go phones.
The other options to consider while going for an mobile insurance are – Airtime abuse and The number of phones covered. An airtime abuse, it would protect you against any misuse of your airtime. Many service providers do provide a ‘lock’ period, however your airtime can be misused before that. If you own a number of phones or have a number of phones in your household, you could look for a policy that would cover multiple phones.
If you own a very expensive mobile or a latest set, you could even jumble up it into your home contents insurance. This is accepted and you would have no problems.