Anyone planning their summer holidays will undoubtedly understand the importance of purchasing a good single trip holiday insurance policy. Such policies are designed to provide financial protection in the event of injuries, illnesses and unexpected mishaps. However, it is worth bearing in mind that considerable numbers of claims are rejected each year. If you’re keen to ensure ultimate financial protection, it’s worth following the guidance outlined in this article.
Consider Different Policy Providers
It might be tempting to use a comparison website as a means of identifying the most affordable single trip holiday insurance policy. However, you should bear in mind that there is some variation in the level of cover offered by different companies. Some will opt to exclude financial protection for lost luggage or delayed flights; others may limit the amount of cover for medical treatment. It is always a good idea to read the small print and ensure you are assured of financial protection in a variety of scenarios.
Take Pictures Of Your Valuables
In an ideal world every company would have absolute faith in the honesty of their customers. However, they are quite aware of the potential for fraud. The specialist providers consider it a priority to ascertain the validity of any claims. As a traveller you are urged to take the precaution of photographing any valuable items you plan on taking with you. You’ll be able to use the photographic evidence subsequent to instances of theft or unavoidable damages.
Disclose Essential Information
The specialist providers of single trip holiday insurance demand the disclosure of information about pre-existing medical conditions. They also expect to be informed about the results of medical tests taken prior to your vacation. Customers deemed to be at an increased risk of illness might have to pay more for cover. However, it’s better to pay a premium than face the possibility of rejected claims.