Individual vision insurance can provide a range of benefits. However, very few people actually utilize it and end up paying hundreds of dollars every year on expensive optical instruments and doctor visits. This often misunderstood insurance policy can be easily coupled with your regular health insurance policy for a tiny amount but can yielf great benefits.
Individual vision insurance is a special policy designed specifically to take care of eye health. While a health plan might cover general hospital visits, a vision plan caters specifically to eye doctors and optometrists. You are required to pay a monthly or annual premium for the policy in return for the benefits.
The people who can benefit from vision insurance the most are, of course, those who wear glasses or contacts regularly, or have other eye problems. Of course, even if you have perfect eye health but are interested in getting regular eye check-ups done, such an insurance policy will quite beneficial too.
Since the premium attached to a vision insurance policy is usually quite low (around $15 for most policies), you’ll find that it pays for itself on an annual basis, even if you scarcely visit the eye doctor. It is no secret that regular doctor visits and prescription glasses can put a significant strain on your wallet. A pair of prescription glasses along with quality frames can cost you several hundred dollars. An individual vision insurance policy can cut down these costs by providing cover for visits to the optometrist.