American Association for Retired Persons has been providing assistance for people aged fifty and above. It claims in having about 40 million members in the United States. In order to provide affordable dental insurance for the ageing population, it started to offer senior dental insurance to its members.
Dental care for seniors is very important. It is natural for us to develop health problems as we grow older. Certain medical conditions like arthritis, could make it difficult for seniors to care for oral health. The rising cost of dental care and treatment is another thing which could prevent seniors from getting the attention that they need. Without getting proper dental care, seniors are at risk of losing their teeth, gum disease and cancers of the mouth.
Dental insurance is a big problem for the seniors. Americans get their coverage while they are working, however, upon their retirement, they would lose the dental benefits that they get. The American Association for Retired Persons’ Dental plan provides the plan holder comprehensive coverage for themselves and their family.
The dental plan allows its senior members two options: the first plan, would provide coverage for most dental benefits with moderate premium, while the other plan costs lower premium but the coverage includes basic and preventive dental services. The dental plans cold cover from as much as 80-100% with Plan A. Plan B would be able to cover 50-80% of the dental fees.